Business Loans & Financing

Supply chains often face working capital bottlenecks due to long payment cycles and delayed settlements. Supply Chain Financing helps businesses unlock capital tied up in invoices and receivables, ensuring smoother operations for suppliers and distributors alike.

We structure financing solutions that strengthen buyer–supplier relationships, improve liquidity, and optimize cash flow. Our approach ensures lower financing costs for suppliers while enabling buyers to extend payment terms without straining the value chain.

Products:

Purchase Invoice Discounting (PID) - Unlock working capital by financing your supplier invoices upfront, ensuring seamless procurement and stronger supplier relationships.

Sales Invoice Discounting (SID) - Convert your receivables into instant liquidity by discounting sales invoices, improving cash flow without waiting for customer payments.

WCDL / WCTL - Flexible short or medium-term funding solutions to meet your day-to-day business cash flow and operational requirements.

Anchor led Supply Chain Finance - Empower your supply chain with anchor-backed financing, enabling faster vendor payments and optimized working capital across the ecosystem.

Delayed payments from customers can severely limit growth potential, especially for SMEs. Through platforms like TReDS (Trade Receivables Discounting System), businesses can convert receivables into upfront cash by getting invoices discounted with multiple financiers in a transparent, RBI-regulated environment. This strengthens liquidity, ensures timely cash flows, and reduces dependency on traditional credit lines.

We help businesses seamlessly onboard and transact on TReDS, guiding them through compliance, documentation, and process setup. With our expertise, you can unlock working capital from receivables efficiently—without adding debt to your balance sheet—while building stronger financial resilience.

Every business has unique capital needs that cannot always be addressed through standard financing. Structured Financing involves designing innovative, flexible instruments that align with cash flow patterns, risk appetite, and growth strategy.

We advise on customized financing solutions, blending debt, equity-linked, or asset-backed solutions to optimize capital structure. Our focus is to help businesses raise funds while minimizing risk exposure and maximizing long-term value.

Micro, Small, and Medium Enterprises often struggle to access adequate, affordable credit due to limited collateral and documentation. We specialize in crafting financing solutions that address these challenges, ensuring SMEs can focus on growth.

From working capital loans to invoice discounting and term financing, our advisory empowers MSMEs to unlock credit on favourable terms. Our expertise helps bridge the financing gap, fuelling entrepreneurship and enabling scale.

Products -

• Unsecured business loan
• Loan against property (LAP)
• Lease Rental Discounting etc.

Non-convertible Debentures (NCDs) provide companies with a reliable avenue to raise long-term funds at competitive rates. They also give investors access to stable, predictable returns.

We help business’s structure, issue, and manage NCDs in compliance with regulatory requirements. Our advisory ensures optimized structuring, investor targeting, and execution support, making NCDs a powerful tool for corporate financing.

Managing multiple loans and credit facilities often leads to higher costs, operational inefficiencies, and repayment stress. Debt consolidation simplifies liabilities by merging multiple debts into a single, manageable facility.

Where financial stress exists, we design restructuring strategies that renegotiate terms, extend tenures, and reduce burden. Our goal is to restore financial health while ensuring long-term sustainability for businesses under pressure.

Non-Banking Financial Companies (NBFCs) play a critical role in extending credit to underserved sectors. However, funding challenges often restrict their ability to scale.

We specialize in securing financing for NBFCs through bank tie-ups, structured credit lines, securitization, and debt placements. Our advisory strengthens their capital base, enabling them to lend more confidently and expand market presence.